THE PROBLEMS OF NEW BANK IN NIGERIA
(A CASE STUDY OF CITIZEN INTERNATIONAL BANK OF NIGERIA ENUGU)
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THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
Account Number: 0117780667.
Swift Code: GTBINGLA
Dollar conversion rate for Naira is 175 per dollar.
ATM CARD: YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY.
OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.
form>DELIVERY PERIOD FOR BANK PAYMENT IS LESS THAN 24 HOURS
CALL OUR CUSTOMERS CARE OKEKE CHIDI C ON : 08074466939,08063386834.
AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO
08074466939 or 08063386834, YOUR PROJECT TITLE YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.
WE HAVE SECURITY IN OUR BUSINESS.
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
Account Number: 0117780667.
Swift Code: GTBINGLA
Dollar conversion rate for Naira is 175 per dollar.
ATM CARD: YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY.
OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.
form>DELIVERY PERIOD FOR BANK PAYMENT IS LESS THAN 24 HOURS
CALL OKEKE CHIDI C ON : 08074466939,08063386834.
AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO
08074466939 or 08063386834, YOUR PROJECT TITLE YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.
WE HAVE SECURITY IN OUR BUSINESS.
This paper aims of examining the problems new banks the impact of the problem on the banking industry and the possible strategies by which such problems can solved .however ,personal objective part from academic fulfillment made this plausible ,hence it did not subscribe to the particular economies theories ,rather the various problem of new banks prevalent in Nigerian are studies .To this end ,the look is designed to serve as a reference guide to both students who wish to know about the problems of new banks and also to the policy making body of the government ,the central bank of Nigerian This research work is not in any way an exhaustive study of problem of new bank in Nigerian ,because to get a clear ,thorough and exhaustive overview of these problem of new bank in Nigerian would include a heavy expenditure beyond the finance of this research .the following areas was therefore studied causes of bank failure ,how to improve the safety of banks organsational problem of new banks prospect of new bank and policy recommendation made ,conscious of the fact that many important problem vela try to the sudsiest were not treated because of time and money .
CHAPTER ONE
.1.0 Introductions --------------------------------
2.0 REVIEW OF RELATED LITERATURE -----------------
2.1 Function of bank in Nigerian ------------------------------------
3.11 Primary duty --------------------------------
3.12 Secondary duty ------------------------------
4.0 DATA PRESENTATION And Analysis -------------------
4.1 Data presentation and analysis --------------------------
4.2 Test of hypothesis --------------------------------
CHAPER FIVE
5.0 Summary Of Findings Conclusion And Recommendation
Bibliography -------
Appendence -------
CHAPTER ONE
Government established bank money for development purposes and the vole of banking industry in an economic development cannot be over emphasized. Government owns some banks, for example, first Bank of Nigerian and so on. Both banks. However, banks in Nigerian and other countries of the worlds are established to carry out the following functions;
However, the above function and duties of banks is just to mention but a
few because banking industry is dynamic in nature. It varies on public confidence and due to the influence on the nations economic life, it needs high quality management and organizational structure with which it can attain maximum operating efficiency and profitability .
Since the advert of structural adjustment programme [SAP] and its deregulation –policies , banking industry in Nigeria has been receiving a number of policy shocks and the new banks felt it most . Such policy or guideline include :- The central bank of Nigeria guidelines on reserve requirement and limited capital base for establishment of new banks.
Other direction are the withdrawal of government banks . The payment of interest on current account cancellation of foreign denominated loans . The liberalization of foreign exchange market and the introduction of the controversial national deposit insurance corporation .
The major problems facing new banks in Nigeria has its origin from central bank [CBN] guideline or directive. These directives of two types; -
A] Directive on the establishment of new banks.
B] Measures introduced to reduce liquidity in the economy.
These measures which the government pursue in this regard lies with the withdrawal of deposits of Parastatals and other government agencies from financial intermediaries
Other includes the cancellation of foreign exchange markets.
These measure are enforced at the same period and at a time when liquidity ratio have already one high. These affected the new rules rustically because of their climate capital base. Secondly, the economic restructure programme gave rise to the devaluation of the naira as it sought for the actual value of naira in the international market
(A CASE STUDY OF CITIZEN INTERNATIONAL BANK OF NIGERIA ENUGU)
Download our android mobile app for more materials
ORDER NOW
COMPLETE MATERIAL COST N2,500 Or $10. FRESH PROJECT MATERIAL COST 50,000 NAIRA FOR UNDERGRADUATE, OTHERS 100,000 -200,000 NAIRA.
THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE
MAKE YOUR PAYMENT INTO ANY OF THE FOLLOWING BANKS:
GTBANK
Account Name : Host Link Global Services Ltd
ACCOUNT NUMBER: 0138924237
Account Name : Host Link Global Services Ltd
ACCOUNT NUMBER: 0138924237
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631
Account Name: Chi E-Concept Int’l
Account Name: 3059320631
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
Account Number: 0117780667.
Swift Code: GTBINGLA
Dollar conversion rate for Naira is 175 per dollar.
ATM CARD: YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY.
OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.
form>DELIVERY PERIOD FOR BANK PAYMENT IS LESS THAN 24 HOURS
CALL OUR CUSTOMERS CARE OKEKE CHIDI C ON : 08074466939,08063386834.
AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO
08074466939 or 08063386834, YOUR PROJECT TITLE YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.
WE HAVE SECURITY IN OUR BUSINESS.
MONEY BACK GUARANTEE
MAKE YOUR PAYMENT INTO ANY OF THE FOLLOWING BANKS:
GTBANK
Account Name : Host Link Global Services Ltd
ACCOUNT NUMBER: 0138924237
Account Name : Host Link Global Services Ltd
ACCOUNT NUMBER: 0138924237
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631
Account Name: Chi E-Concept Int’l
Account Name: 3059320631
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
Account Number: 0117780667.
Swift Code: GTBINGLA
Dollar conversion rate for Naira is 175 per dollar.
ATM CARD: YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY.
OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.
form>DELIVERY PERIOD FOR BANK PAYMENT IS LESS THAN 24 HOURS
CALL OKEKE CHIDI C ON : 08074466939,08063386834.
AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO
08074466939 or 08063386834, YOUR PROJECT TITLE YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.
WE HAVE SECURITY IN OUR BUSINESS.
MONEY BACK GUARANTEE!!!
ABSTRACT
This paper aims of examining the problems new banks the impact of the problem on the banking industry and the possible strategies by which such problems can solved .however ,personal objective part from academic fulfillment made this plausible ,hence it did not subscribe to the particular economies theories ,rather the various problem of new banks prevalent in Nigerian are studies .To this end ,the look is designed to serve as a reference guide to both students who wish to know about the problems of new banks and also to the policy making body of the government ,the central bank of Nigerian This research work is not in any way an exhaustive study of problem of new bank in Nigerian ,because to get a clear ,thorough and exhaustive overview of these problem of new bank in Nigerian would include a heavy expenditure beyond the finance of this research .the following areas was therefore studied causes of bank failure ,how to improve the safety of banks organsational problem of new banks prospect of new bank and policy recommendation made ,conscious of the fact that many important problem vela try to the sudsiest were not treated because of time and money .
TABLE Of CONTENTS
CHAPTER ONE
.1.0 Introductions --------------------------------
- Statement of problem ----------------------
- Purpose -------------------------------
- Significance of the study ----------------------------------
- Statement of hypothesis --------------------------------
- Scope of the study -----------------------------------------
- Limitation of the study ----------------------------------
- Definition of terms ------------------------------------
CHAPTER TWO
2.0 REVIEW OF RELATED LITERATURE -----------------
2.1 Function of bank in Nigerian ------------------------------------
- The problem of new banks in Nigerian ------------------------------
- Withdrawal of government funds from bank Beth commercial and merchant bank ------------------------------------------
- Problem payment of interest on current account ------------------------
- Problem of Defaults in inter-sale interest ---------------------------------
- Causes of bank failure ------------------------------------
- Management of citizen bank of Nigerian ---------------------------------
CHAPTER THREE
- RESEARCH DESIGN AND METHODOLGY--------------------
- Sources of duty --------------------------------
3.11 Primary duty --------------------------------
3.12 Secondary duty ------------------------------
- Sample used ---------------------------------
- Method of investigation ------------------------
CHAPTER FOUR
4.0 DATA PRESENTATION And Analysis -------------------
4.1 Data presentation and analysis --------------------------
4.2 Test of hypothesis --------------------------------
CHAPER FIVE
5.0 Summary Of Findings Conclusion And Recommendation
- Findings
- Conclusion
- Recommendation
Bibliography -------
Appendence -------
CHAPTER ONE
Government established bank money for development purposes and the vole of banking industry in an economic development cannot be over emphasized. Government owns some banks, for example, first Bank of Nigerian and so on. Both banks. However, banks in Nigerian and other countries of the worlds are established to carry out the following functions;
- Government of loans to customers
- Safeguarding of customers money and some valuable assets such as certificates and so on.
- Management of customers’ investment and advising on insurance matters.
- Providing facilities for the financing of international trade, example documentary credit.
- Creating money by the central bank of that country.
- Mobilization of saving and other deposit.
- Providing advisory services.
- Providing foreign exchange facilities for traders.
- Night safe facilities to customers.
- Agency services to customers who authorized their banks to pay and collect cheques on their behalf.
However, the above function and duties of banks is just to mention but a
few because banking industry is dynamic in nature. It varies on public confidence and due to the influence on the nations economic life, it needs high quality management and organizational structure with which it can attain maximum operating efficiency and profitability .
Since the advert of structural adjustment programme [SAP] and its deregulation –policies , banking industry in Nigeria has been receiving a number of policy shocks and the new banks felt it most . Such policy or guideline include :- The central bank of Nigeria guidelines on reserve requirement and limited capital base for establishment of new banks.
Other direction are the withdrawal of government banks . The payment of interest on current account cancellation of foreign denominated loans . The liberalization of foreign exchange market and the introduction of the controversial national deposit insurance corporation .
- STATEMENT OF THHE PROBLEM
The major problems facing new banks in Nigeria has its origin from central bank [CBN] guideline or directive. These directives of two types; -
A] Directive on the establishment of new banks.
B] Measures introduced to reduce liquidity in the economy.
These measures which the government pursue in this regard lies with the withdrawal of deposits of Parastatals and other government agencies from financial intermediaries
Other includes the cancellation of foreign exchange markets.
These measure are enforced at the same period and at a time when liquidity ratio have already one high. These affected the new rules rustically because of their climate capital base. Secondly, the economic restructure programme gave rise to the devaluation of the naira as it sought for the actual value of naira in the international market
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