BANKING INSPECTION AND EXAMINATION AS AN AID TO EFFECTIVE BANKING MANAGEMENT
( A CASE STUDY OF UBA AGBANI ROAD, ENUGU)
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COMPLETE MATERIAL COST N2,500 Or $10. FRESH PROJECT MATERIAL COST 50,000 NAIRA FOR UNDERGRADUATE, OTHERS 100,000 -200,000 NAIRA.
THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
Account Number: 0117780667.
Swift Code: GTBINGLA
Dollar conversion rate for Naira is 175 per dollar.
ATM CARD: YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY.
OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.
form>DELIVERY PERIOD FOR BANK PAYMENT IS LESS THAN 24 HOURS
CALL OUR CUSTOMERS CARE OKEKE CHIDI C ON : 08074466939,08063386834.
AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO
08074466939 or 08063386834, YOUR PROJECT TITLE YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.
WE HAVE SECURITY IN OUR BUSINESS.
ABSTRACT
The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu.
To guide this research, the following eight research questions were formulated as thus
What are the control measures against the bad debt in the bank being achieved?
To what extent are the workers being assured of jobs?
What are the control measures against the bad debt in the bank being achieved?
To what extent are human and non-human resources adequate for efficient inspection in the bank?
To what extent has the bank provision against computer found being checked?
A structured questionnaire developed by the researcher was administered to a total of 102 male and female staff of UBA Plc, Enugu.
They were selected using the sample of 50 population. Hence the data collected and analyses using percentages.
The major findings among other are:
In service training should be given to staff an regular basis to get abreast with demands of the time.
Use delegation as a supervisory strategy to be in professional touch despite physical remoteness in all sectors of the banks.
Seminars, staff meeting, individual conference, demonstration service, provision of office bulletin and make people closer.
Promotion of good working relationship by cultivating desirable temperament.
Leadership functions such as coordinating, researching and servicing should be taken serious as a lore development in the bank.
Staff safety and welfare must be assured for continuity.
CHAPTER ONE
1.0 Introduction
CHAPTER TWO
2.0 Review of literature
Summary of related reviewed literature
CHAPTER THREE
3.0 Methodology
CHAPTER FOUR
4.0 Data presentation and results
Summary of results/findings
CHAPTE FIVE
5.0 Discussion, implication, recommendations
REFERENCE
APPENDIX
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND TO THE STUDY
The banking act of 1969 defined banking business as the business of receiving monies from outside resources as deposits, irrespective of the payment of interest and the granting of money loans and cheques, or the purchase and sales of securities for accounts of others or the incurring of the obligation to acquire claims in respect of loans prior to their maturity or the assumption of guarantees and other warranties for others.
In Nigeria, the banking business is being operated by the central bank of Nigeria CBN which acts as the apex bank commercial banks, merchant banks and of course the people’s and community bank established by various decrees promulgated by the federal military government.
Commercial banking actuates started in Nigeria in 1892 when the African Banking Corporation commenced its bank work in Lagos.
One of the basic roles of the central bank of Nigeria is the supervision and control of other banks.
The CBN’s objective and goals of banking inspection and examination are:
The bank examination department of CBN was created by Sec. 20 of the banking act of (1969).
The powers of the banking act include:
At the management level of each bank (Commercial, Merchant etc) a system of inspection and control exists to ensure that these guideline are followed and also ensure that loans are not indiscriminating issues by manager. The interest of the owners as well as the staff of such banks are also protected by this.
1.2 STATEMENT OF PROBLEM
The problems are:
(a) Lack of fraud prevention and determination in banking institution as a result of poor inspection and examination.
(b) Ineffective banking management caused by essence of bank inspection and examination.
(c) Non compliance by bank manager with CBN and other government regulations on granting loans.
(d) Non
( A CASE STUDY OF UBA AGBANI ROAD, ENUGU)
Download our android mobile app for more materials
ORDER NOW
COMPLETE MATERIAL COST N2,500 Or $10. FRESH PROJECT MATERIAL COST 50,000 NAIRA FOR UNDERGRADUATE, OTHERS 100,000 -200,000 NAIRA.
THE NATURE AND CONSEQUENCES OF JUVENILE DELINQUENCY IN NIGERIA: A STUDY OF ENUGU NORTH LGA, ENUGU STATE
MAKE YOUR PAYMENT INTO ANY OF THE FOLLOWING BANKS:
GTBANK
Account Name : Host Link Global Services Ltd
ACCOUNT NUMBER: 0138924237
Account Name : Host Link Global Services Ltd
ACCOUNT NUMBER: 0138924237
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631
Account Name: Chi E-Concept Int’l
Account Name: 3059320631
Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
Account Number: 0117780667.
Swift Code: GTBINGLA
Dollar conversion rate for Naira is 175 per dollar.
ATM CARD: YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY.
OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.
form>DELIVERY PERIOD FOR BANK PAYMENT IS LESS THAN 24 HOURS
CALL OUR CUSTOMERS CARE OKEKE CHIDI C ON : 08074466939,08063386834.
AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO
08074466939 or 08063386834, YOUR PROJECT TITLE YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.
WE HAVE SECURITY IN OUR BUSINESS.
MONEY BACK GUARANTEE
ABSTRACT
The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu.
To guide this research, the following eight research questions were formulated as thus
What are the control measures against the bad debt in the bank being achieved?
To what extent are the workers being assured of jobs?
What are the control measures against the bad debt in the bank being achieved?
To what extent are human and non-human resources adequate for efficient inspection in the bank?
To what extent has the bank provision against computer found being checked?
A structured questionnaire developed by the researcher was administered to a total of 102 male and female staff of UBA Plc, Enugu.
They were selected using the sample of 50 population. Hence the data collected and analyses using percentages.
The major findings among other are:
- Those males are majority in UBA Plc, Enugu.
- Greater majority of the staff have served for 6 to 10 years and more.
- Majority are WASC/GCE holders.
- Greater majority of the staff are married.
- Resources are not adequate except few resources items.
- Computer fraud has not been experienced in UBA Plc, Enugu.
- Interference and job/position insecurity of inspector’s effects objectivity report and recommendation.
- Also non-implementation of provisions reports effect inspector’s functions.
- Bad debt occurred in UBA always based on the findings. The major recommendations were as follows:
In service training should be given to staff an regular basis to get abreast with demands of the time.
Use delegation as a supervisory strategy to be in professional touch despite physical remoteness in all sectors of the banks.
Seminars, staff meeting, individual conference, demonstration service, provision of office bulletin and make people closer.
Promotion of good working relationship by cultivating desirable temperament.
Leadership functions such as coordinating, researching and servicing should be taken serious as a lore development in the bank.
Staff safety and welfare must be assured for continuity.
CHAPTER ONE
1.0 Introduction
- Background of the study
- Statement of the problem
- The objectives or purpose of the study
- Scope or delimitation of the study
- Research questions
- Significance / rationale of the study
CHAPTER TWO
2.0 Review of literature
Summary of related reviewed literature
CHAPTER THREE
3.0 Methodology
- Research design
- Area of study
- Population of the study
- Sample and sampling procedure
- Instrument for data collection
- Validation of the research instrument
- Reliability of the research instrument
- Method of administration of the research instrument
- Method of data analysis
CHAPTER FOUR
4.0 Data presentation and results
Summary of results/findings
CHAPTE FIVE
5.0 Discussion, implication, recommendations
- Discussion of results
- Conclusion
- Implication of the result
- Recommendations
- Suggestions for further research
- Limitation of the study
REFERENCE
APPENDIX
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND TO THE STUDY
The banking act of 1969 defined banking business as the business of receiving monies from outside resources as deposits, irrespective of the payment of interest and the granting of money loans and cheques, or the purchase and sales of securities for accounts of others or the incurring of the obligation to acquire claims in respect of loans prior to their maturity or the assumption of guarantees and other warranties for others.
In Nigeria, the banking business is being operated by the central bank of Nigeria CBN which acts as the apex bank commercial banks, merchant banks and of course the people’s and community bank established by various decrees promulgated by the federal military government.
Commercial banking actuates started in Nigeria in 1892 when the African Banking Corporation commenced its bank work in Lagos.
One of the basic roles of the central bank of Nigeria is the supervision and control of other banks.
The CBN’s objective and goals of banking inspection and examination are:
- To develop a sound banking system
- To protect depositors and creditors of the bank.
- To provide adequate banking services in all part of the country.
- To promote rapid economic development throughout the country.
The bank examination department of CBN was created by Sec. 20 of the banking act of (1969).
The powers of the banking act include:
- The appraisal of the management with special attention to competence and general effectiveness
- Appraisal of the system of operation procedure and control.
- Assessment of the adequate of capital structure in relation to the size of business.
At the management level of each bank (Commercial, Merchant etc) a system of inspection and control exists to ensure that these guideline are followed and also ensure that loans are not indiscriminating issues by manager. The interest of the owners as well as the staff of such banks are also protected by this.
1.2 STATEMENT OF PROBLEM
The problems are:
(a) Lack of fraud prevention and determination in banking institution as a result of poor inspection and examination.
(b) Ineffective banking management caused by essence of bank inspection and examination.
(c) Non compliance by bank manager with CBN and other government regulations on granting loans.
(d) Non
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